SkyPulse
SkyPulse gives small and mid-sized businesses the accounts, cards, and spend controls larger companies take for granted — delivered through regulated banking partners.
Get in touchFrom account to card to everyday spend, in three steps.
Tell us about your business and get a SkyPulse account, backed by our regulated banking partner.
Create virtual cards instantly and order physical cards for the team, all from one dashboard.
Limits, approvals, and visibility built in from day one — no spreadsheets required.
Product
Business accounts, commercial cards, and spend controls in a single dashboard — delivered through regulated banking partners, so your team isn't stitching together five different tools to run the business.
Business accounts built for companies operating across multiple entities. See where money sits across the business at a glance, instead of piecing it together from separate bank logins. Every account rolls up into one view, so you always know your real cash position without waiting on a monthly close.
Virtual and physical commercial cards, issued and controlled from one place. Set limits per card and manage who can spend, without a purchasing-card program built on spreadsheets. New employees and vendors get a card in minutes, and any card can be frozen instantly if something looks off.
Limits, approvals, and visibility that scale with a growing team — rules that fit how your team actually works, rather than a one-size-fits-all policy. Set who can approve what, cap spend by category or merchant, and see every transaction land in the dashboard as it happens.
Security & Trust
SkyPulse Inc. is a financial technology company, not a bank. Accounts and cards are provided through regulated banking and issuing partners — SkyPulse builds the software on top, and the banking partner holds funds and handles the regulated banking functions.
Funds are held with FDIC-insured banking partners, not by SkyPulse itself, in accounts governed by the same regulatory standards larger institutions rely on.
Account and transaction data is encrypted in transit and at rest, with access scoped and logged so sensitive information is never broadly exposed inside our own stack.
Onboarding, KYB, and transaction monitoring run through our banking partner's compliance program from day one, not bolted on later.
Customer data powers the dashboard, cards, and controls you actually use. It's never sold to third parties or shared beyond what's needed to run the service.
Company
SkyPulse Inc. is a Colorado-incorporated company, founded in 2024, building a lighter way for growing U.S. businesses to manage accounts, cards, and spend.
We're building without the enterprise sales process, and without assuming every customer is a venture-backed tech company — SkyPulse is meant for the much larger set of ordinary, growing businesses that need the same accounts, cards, and controls larger companies take for granted.
SkyPulse is early-stage: the product is in active development ahead of our first banking partner integration. We're prioritizing a solid regulatory and operational foundation over speed to market — a business's money isn't somewhere we're willing to cut corners.
Designed around how finance and ops teams at growing companies actually work day to day.
No sales calls or account minimums just to get started — sign up and go, once we launch.
Built on a compliant foundation from the start, not retrofitted once we're bigger.
Still early — building deliberately, ahead of our first banking integration.
A Colorado C-corp, built to serve businesses across the U.S.
From five-person startups to multi-entity operators outgrowing spreadsheets.
Whether you're a business curious about SkyPulse, or a bank or embedded-finance partner exploring a relationship with us, we'd like to hear from you.