Security & Trust
SkyPulse Inc. is a financial technology company, not a bank. Business accounts and commercial cards are provided through regulated banking and issuing partners — SkyPulse builds the software and experience on top, and the banking partner holds funds and handles the regulated banking functions.
Funds are held with FDIC-insured banking partners, not by SkyPulse itself. Deposits sit in accounts governed by the same regulatory standards larger institutions rely on, so your balance is protected the way it would be at any established bank.
Account and transaction data is encrypted in transit and at rest, with access limited to what each internal system actually needs. Every access path is scoped and logged, so sensitive information is never broadly exposed inside our own stack.
Onboarding, KYB, and transaction monitoring run through our banking partner's compliance program from day one, rather than being bolted on later — so the regulatory groundwork is in place before a single account is opened.
Customer data is used to run the product — to power the dashboard, cards, and controls you actually use. It's never sold to third parties, and never shared with anyone beyond what's strictly needed to operate the service.
Evaluating SkyPulse as a customer or a banking/embedded-finance partner? We're happy to walk through how this works in more detail.
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